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Saving vs. Spending-The Battle in Your Mind

  Saving vs. Spending The psychology of Saving vs. Spending is an interesting one, and it is something that many people struggle with. It seems as though we consciously want to save money, but an inner urge wants us to …

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What Is an IRA(or ROTH IRA)?

Individual Retirement Account An IRA or Individual Retirement Account is a tax sheltered retirement account set up outside of a employers program or rolled over from an employers program. These accounts are held by brokerage firms and allow your money …

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Buy Used and Save (Be Thrifty!)

Don’t Buy New Hello Dear Reader, you’ve clicked on this post and you are on a mission to save money and buy used goodies! Luckily, we have some tips that will keep you out of the high priced retailers and …

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5 Tips on Avoiding Soul Crushing Debt

Debt is Bad MMMKay Here are some invaluable tips to keep you from going into the red with your spending. Not all debt is bad, but the large majority of Americans are in some form of bad debt. Let’s look …

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How To Invest (For Beginners)

To build real wealth and make a happier future a reality, we must start saving and investing now. Here is our comprehensive guide on How to Invest for Beginners. Don’t let the information overwhelm you, use this as a resource …

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Time Is Money

What is Your Time Worth? Time is something that we cannot get more of, no matter how hard we try, there is always 24 hours in a day. Once we realize that our time is precious, we can start to …

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Is It Possible to Retire Early?

Retire at 30? 40? 50? This question has been asked a lot in recent years and the answer is a pretty simple one. Yes of course you can retire early, but are you prepared and have enough of a nest …

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The Curious Case of Frugality

Or How I Learned to Love Not Spending The case for being frugal these days usually starts with cutting lattes or frivolous spending from your daily lives, and while this is absolutely a good approach, we prefer a more holistic …

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The Long Road to Financial Freedom

Retire Early? Financial Freedom is a dream to most people. An unrealized goal that some people get to experience and others struggle to attain. We are told from a very young age that we can only retire when we hit …