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What Is an IRA(or ROTH IRA)?

Individual Retirement Account An IRA or Individual Retirement Account is a tax sheltered retirement account set up outside of a employers program or rolled over from an employers program. These accounts are held by brokerage firms and allow your money …

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Buy Used and Save (Be Thrifty!)

Don’t Buy New Hello Dear Reader, you’ve clicked on this post and you are on a mission to save money and buy used goodies! Luckily, we have some tips that will keep you out of the high priced retailers and …

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5 Tips on Avoiding Soul Crushing Debt

Debt is Bad MMMKay Here are some invaluable tips to keep you from going into the red with your spending. Not all debt is bad, but the large majority of Americans are in some form of bad debt. Let’s look …

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How To Invest (For Beginners)

To build real wealth and make a happier future a reality, we must start saving and investing now. Here is our comprehensive guide on How to Invest for Beginners. Don’t let the information overwhelm you, use this as a resource …

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Time Is Money

What is Your Time Worth? Time is something that we cannot get more of, no matter how hard we try, there is always 24 hours in a day. Once we realize that our time is precious, we can start to …

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Is It Possible to Retire Early?

Retire at 30? 40? 50? This question has been asked a lot in recent years and the answer is a pretty simple one. Yes of course you can retire early, but are you prepared and have enough of a nest …

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The Curious Case of Frugality

Or How I Learned to Love Not Spending The case for being frugal these days usually starts with cutting lattes or frivolous spending from your daily lives, and while this is absolutely a good approach, we prefer a more holistic …

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The Long Road to Financial Freedom

Retire Early? Financial Freedom is a dream to most people. An unrealized goal that some people get to experience and others struggle to attain. We are told from a very young age that we can only retire when we hit …

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How Did We Get Here? The Debt Crisis

  How Did We Get Here? Our Debt Crisis   Have you ever felt like you were drowning in debt? Have you ever felt like you are in over your head? That status belongs to me right now. I’m pretty deep …

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The Epiphany- Our Financial Journey

The Start Of Our Journey With You I wanted to take a moment and welcome you to Freedom From 40, a blog about a Journey to Financial Freedom. There is always a moment we look to when we can truly …