The story begins in a tiny town in North Carolina, where a boy was born to loving parents….wait I’ve probably gone too far back! The journey did begin in North Carolina, and then during High School, the adventure moved to Florida. My name is Derrick and we will start with my story.

The Gritty Details 

Weirdly, my family moved a bunch as a kid. I went to 5 elementary schools in 6 years. The longest I spent at one school was 3 years in Middle School. It meant that I spent most of my time making new friends and leaving old ones.

This was way before social media and being able to connect easily across the miles.

I was a super fast learner that was continually in gifted programs and being bored with standard schooling. This led to a lot of troublemaking and was intensified by my ADD.

To this day I multi-task and start multiple projects at once. It keeps me occupied and earns those side hustle dollars.

My hobbies are sports, primarily Basketball and Football, and Video Games. Video games really aren’t a good hobby for saving money due to all the electronics involved, but I have scaled back immensely since discovering the need for freedom.

My working life has been as varied and diverse as you could ever imagine, from selling cars to selling things online, to valuing vehicles for insurance companies. 

I studied for the Series 7 Exam, but unfortunately, my sponsor pulled out of the investment game. A dream career went up in smoke. 

What The Future Holds

I want to experience all the adventures that life will allow. Hopefully, you’ll join us on that adventure and learn how to manage money, eliminate debt, grow your savings, and earn more money along the way.

Just because we are more frugal than ever doesn’t mean we aren’t allowed to have fun. We just find creative and inexpensive ways to do it!

Our future is bound to our readers and we will take all of your comments and suggestions to heart.

We are all at different stages of our individual journeys, so we look forward to hearing from you.

What You Mean To Us

You, Dear Reader, are the engine that drives us to do more. You are the reason we do what we do.

When we create posts with actionable content, we are disseminating information and giving it to you so that we may understand it better.

You make all this possible.

We appreciate your readership and look forward to meeting you or just reading your comments.

Start here at the beginning of Our Journey.

Don’t hesitate to ask questions and you are always welcome here.

Thanks for reading!


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